First-Time Homebuyer Programs in California (2026 Guide)
Down payment assistance, CalHFA loans, FHA, VA, and more — a breakdown of the programs built to help California first-time buyers, and how to know if you qualify.
6 min read
Read articleMortgage Education
Loaning Now Inc. Education Center
Straightforward guides on California home loans, down payment assistance, and getting approved — written by people who do this every day.
What Credit Score Do You Need to Buy a House in California?
Minimum credit scores for FHA, conventional, VA, and USDA loans in California — plus how your score changes the rate you're offered and what moves it fastest.
5 min read
Read articleConventional vs. FHA Loans: Which Is Right for You?
Down payment, credit score, mortgage insurance, and property standards compared side by side — so you can see which loan type actually costs less for your situation.
5 min read
Read articleReady To Get Started?
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