1. Acceptance of Terms

By accessing or using the Loaning Now Inc. website, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

2. Services

Loaning Now Inc. is a licensed California mortgage brokerage. Our website provides informational content, mortgage calculators, and the ability to submit loan inquiries. Use of calculators is for estimation purposes only and does not constitute a loan offer.

3. No Guarantee of Rates

Interest rates, terms, and programs displayed on this website are subject to change without notice. Rates shown are for illustrative purposes and may not reflect current offerings. A formal loan estimate will be provided upon application.

4. User Responsibilities

You agree to provide accurate and truthful information when submitting inquiries or applications. Providing false information may result in denial of services and potential legal consequences.

5. Limitation of Liability

Loaning Now Inc. shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our services. Our total liability shall not exceed the fees paid for services rendered.

6. Governing Law

These Terms of Service are governed by the laws of the State of California. Any disputes shall be resolved in the courts of Los Angeles County, California.

7. Contact

For questions regarding these terms, contact us at info@loaningnow.com or (800) 457-6055.