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Jumbo Loans
Premium financing for luxury properties and high-value homes that exceed conforming loan limits in California.
Why Choose a Jumbo Loan?
California's competitive real estate market often requires financing beyond standard conforming loan limits. Jumbo loans provide the higher borrowing power you need to purchase luxury homes, properties in high-cost areas, or investment real estate. We work with top-tier lenders to offer competitive jumbo rates and personalized service.
Key Benefits
- Loan amounts exceeding conforming limits
- Competitive rates for high-value properties
- Fixed-rate and adjustable-rate options
- Available for primary homes, second homes, and investment properties
- Interest-only payment options available
- Tailored solutions for self-employed and high-net-worth borrowers
- Personalized underwriting for complex financial profiles
Requirements
Credit Score
700+ recommended
Down Payment
10–20% typically
Debt-to-Income
Up to 43%
Reserves
6–12 months required
Ready To Get Started?
Take the first step toward your dream home. Get pre-approved today and find out what you qualify for.