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VA Loans
Exclusive zero-down-payment mortgage financing for veterans, active-duty service members, and eligible surviving spouses.
Why Choose a VA Loan?
VA loans are guaranteed by the U.S. Department of Veterans Affairs and are one of the most powerful mortgage benefits available. With no down payment, no private mortgage insurance, and competitive rates, VA loans help those who served our country achieve the dream of homeownership with the best possible terms.
Key Benefits
- No down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates — often lower than conventional
- Limited closing costs capped by the VA
- No prepayment penalties
- Available for primary residences
- VA IRRRL streamline refinance option available
Requirements
Eligibility
Veterans, active-duty, Guard/Reserve
Down Payment
None required
Credit Score
No VA minimum (lender overlay applies)
Funding Fee
One-time fee (may be waived)
Ready To Get Started?
Take the first step toward your dream home. Get pre-approved today and find out what you qualify for.